Legal disputes rapidly cost a lot of money. Legal expenses insurance supports insured persons in enforcing their claims. “It covers litigation costs up to agreed sum insured” according to the consumer advice centre. However, there are waiting periods. In most cases, the reason for a legal dispute may not lie until three months after the start of the contract.
For whom is legal expenses insurance important? The consumer centre recommends, for example car drivers and tenants to consider whether legal expenses insurance makes sense for them personally and which one. And it advises checking the insurance conditions carefully – ideally from different insurance companies. Because the providers “do not insure” some risks “or only insufficiently”, according to the consumer centre.
Employees can also benefit from legal protection insurance in certain cases. If employees are members of a trade union, they can use their union’s legal protection.
More information can be found at:
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Das Landgericht in Tübingen. Foto: tünews INTERNATIONAL / Mostafa Elyasian.
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